DELINQUENCY MONITORING
Know about delinquent property taxes early.
Monitor current and prior-year property tax delinquencies across your portfolio with unlimited on demand real-time rechecks – the only platform in the market that offers delinquency monitoring 24/7.
“The only system I’ve ever seen with on-demand, real-time delinquent rechecks. This blows away anything else we’ve used.”
Member Solutions Manager, $7B Illinois CU
Comparing LERETA, Cotality, or another vendor?
What you get
Current and prior-year property tax delinquencies, monitored across the whole portfolio.
Current-year delinquency checks
Tax status is checked across your portfolio so unpaid property taxes surface in servicing, not in an audit.
Prior-year tax monitoring
Balances that quietly went unpaid in prior years are tracked too — the exposure most likely to threaten lien position.
Real-time delinquent recheck
When a delinquent status changes, a recheck confirms it, so your team acts on current information instead of a stale report.
“Having a copy of the property tax bill in the loan record at our finger tips is an absolute game changer!”
Loan Operations Specialist
HOW IT WORKS
From continuous checks to early action.
Tax status is monitored continuously.
Current and prior-year tax status is checked across the portfolio on an ongoing basis, so a new delinquency surfaces while it’s still small.
Risk is flagged and prioritized.
Delinquent parcels are flagged with status alerts, so your team can see the highest-risk items and address them first.
Status is rechecked before you act.
A real-time recheck confirms whether a delinquency is still outstanding, so action is based on the current record — not last month’s report.
Including the penalties and interest in the delinquency amount takes so much work off us!
VP of Loan Operations Community Lender
The Customer Voices
Here’s what customers are saying.
Built for community banks, credit unions and mortgage lenders.
Explore the Platform
Property tax servicing, all in one place.
- Portfolio Dashboard
- Loan and parcel updates
- Exception Flagging
- Recurring file feeds
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- Tax amount aggregation
- Jurisdiction matching
- Payment schedule tracking
- Escrow reporting
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- Guided payment workflow
- Bulk payment approval
- ACH debit processing
- Core-ready export files
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RESOURCES WORTH READING
Go deeper on delinquency risk.
Backed By Deep Experience
Inveritax is led by people with decades in real estate tax servicing — the same space these operations teams work in every day.
How does Inveritax identify delinquent taxes on my loan portfolio?
Inveritax automatically monitors your entire real estate loan portfolio against county and municipal tax records. Rather than relying on manual lookups or borrower self-reporting, our platform verifies payment status directly with tax agencies and flags any parcel with an unpaid balance. Delinquency statuses are visible in real time on your dashboard, so your team always knows exactly where things stand — no spreadsheets, no phone calls to treasurers’ offices.
How quickly will I know if a tax payment is delinquent?
We guarantee delinquency results within 60 days of the final tax due date, and you can request on-demand re-checks at any time if you need updated status on a specific loan or parcel. Because statuses update in the platform as results come in, you won’t be waiting on a quarterly report to discover a problem that’s been sitting for months.
What information can I see for each delinquent parcel?
Every tracked parcel shows its current status, the tax agency involved, amounts owed (including installment and full-year figures), and applicable due dates — all in one dashboard. You can search by loan number, client name, or parcel ID in seconds, then filter, sort, and export results by status, state, or tax agency. Monthly portfolio updates keep your data current without manual data entry.
How does delinquent tax tracking fit into our existing systems and workflows?
Inveritax is built to connect with core banking systems and loan servicing workflows, so delinquency data flows into the processes your team already uses. From the platform, you can manage exclusions, reconcile accounts, process payments, and confirm resolution — closing the loop on a delinquency without jumping between systems.
Does delinquent tax tracking help us stay compliant and audit-ready?
Yes. The platform generates escrow, delinquency, and full loan portfolio reports with built-in regulatory reporting and safeguards. When examiners or auditors ask how you monitor tax delinquencies across your portfolio, you can produce complete, filterable documentation on demand — showing not just current statuses, but a consistent, verifiable tracking process.
Find delinquent taxes before they cost you.
See how teams monitor current and prior-year property tax delinquencies across the whole portfolio.